Friday, June 5, 2009

Even getting insurance is a trial

Under our current system, health insurance is linked to employment. If you are straight and married, your family will be covered by your employer. Gay, not so much. From the NY Times:
Even if the relationship is formalized with the state in a marriage or union, that does not always obligate the employer to cover a same-sex spouse. For one thing, self-insured employers are not regulated by the states.

And other benefit-providing employers that choose not to offer such coverage can sometimes use the Defense of Marriage Act — a law that forbids the federal government to recognize same-sex marriage — to trump state laws......

If you’re part of a same-sex couple and you’re fortunate enough to work for an employer that will provide coverage for your partner, the process can still be cumbersome and costly.
Yes, as in it is viewed as a taxable benefit (a costly one!) among other things.

Go check out the article for useful tips.

And remember, the Republican Party considers the denial of insurance to gay couples to be a good reason to deny them marriage. Otherwise, you know, it would be too expensive for small business. Of course exactly the same argument applies to straight marriage (or is it "opposite" marriage now?) You cannot make up this stuff!

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